Protecting What Matters. Building Legacies That Last.
Since 2018, Heritage Insures has been dedicated to helping families, businesses, churches, ministries, and nonprofit organizations protect what matters most while building a strong financial future. As an independent insurance and financial services agency, we provide personalized solutions tailored to the unique needs of each client, helping them safeguard their assets, grow their wealth, and create a lasting legacy for generations to come.
Protecting Families. Empowering Organizations. Building Legacies.
At Heritage Insures, we proudly serve individuals, families, businesses, churches, ministries, and nonprofit organizations across the country. Whether you're protecting your home, growing your business, safeguarding your ministry, or planning for future generations, our team provides personalized insurance and financial solutions designed around your unique goals. We believe every client deserves trusted guidance, meaningful protection, and strategies that help create lasting financial security and generational impact.
Kingdom Stewardship Network
Services that empower churches and nonprofit organizations to strengthen their financial future — for pastors, ministry leaders, church employees, and members.
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Individuals & Families
Heritage offers four types of life insurance — Term, Whole, Universal, and Variable — plus health, auto, home, and retirement coverage tailored to your family.
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Digital Giving & Ministry Growth
A faith-focused digital giving platform that empowers churches to manage contributions, engage donors, and support ministry growth.
Learn moreHeritage Insures Core Life Insurance Products.
Choosing a life insurance policy can be confusing — so many types, terms, and payment plans. Heritage helps you decide which plan offers the most security for you and your family.
Final Expense Insurance
Also known as Burial Insurance
Permanent life insurance designed to cover end-of-life costs like funerals, medical bills, and legal fees, easing the financial burden on family.
Term Life Insurance
Temporary coverage
Protects you for a set time, like 10, 20, or 30 years. Pure protection that pays a benefit only if you die during the set time — usually the cheapest way to get a large payout.
Whole Life Insurance
Lifelong coverage
Lasts your entire life as long as you pay the bills. Builds a savings pool over time with fixed growth, and premiums stay the same and never go up.
Universal Life Insurance
Flexible lifelong coverage
Stays active for your whole life. Lets you change your premium amounts and payout size, with cash value that earns interest based on current market rates.
Mutual Funds & Annuities.
Planning for your financial future doesn't have to be complicated. Mutual funds and annuities can provide options for growing your savings, preparing for retirement, and creating a more secure financial future.
Our team can help you understand your options, answer your questions, and find solutions that align with your financial goals and needs.
Mutual Funds
Investing in a diversified portfolio of stocks and bonds, professionally managed, offering high growth but with market risk. Mutual funds are investments.
Learn moreAnnuities
Insurance contracts providing guaranteed income streams, often for retirement — trading potential high returns for security, tax deferral, and guaranteed payments. Annuities are contracts that transfer risk to the insurer.
Learn moreMore than a name — it's a promise passed down.
Heritage is the wealth of knowledge, protection, and care handed from one generation to the next. It's the legacy you build today so your family, your business, and your community stand strong tomorrow.
Since 2018, we've helped families and congregations turn that word into action — safeguarding what they've earned and what they hope to leave behind.
The decisions you make today determine how you live tomorrow.
Since 2018, families have trusted Heritage to protect what they've built. From your first policy to your retirement income, we're with you at every milestone.
- Free, no-obligation policy reviews
- Bundling discounts across home & auto
- Dedicated local claims advocate
- Annual coverage check-ins
The Official Mobile App for Heritage Insures
Take the power of Heritage Insures with you wherever you go. Manage your policies, file claims, access customer care, and protect what matters most directly from your pocket.
Instant Policy Access
View digital insurance cards, policy coverage details, and policy documents anytime, anywhere.
Direct Claims & Support
Submit and track claims seamlessly, or connect with your dedicated Heritage advisor with one tap.
Bank-Grade Security
Biometric login with encrypted protection to keep your family and church financial records safe.
All Coverage In One Place
Life, Health, Auto, Home, Medicare, and Kingdom Stewardship services unified on your smartphone.
Download Now & Get Connected
Scan with cameraScan the QR code or choose your store below to download the app onto your iPhone or Android device.
Trusted by families and churches nationwide.
"Heritage helped our church build a Kingdom Stewardship plan that protects our pastor and our members. They truly understand the faith community."
Pastor R. Coleman
Senior Pastor, Houston
"As an Independent Marketing Organization, Heritage gave us access to solutions no other agency could. Our family is covered for generations."
The Williams Family
Clients since 2019
"From life insurance to retirement planning, Heritage's advisors exceeded our expectations at every step. They partner with you, not just sell to you."
Marcus Bell
Business Owner, Dallas
"The Medicare Advantage check-up was completely free and saved my family thousands. Heritage's specialists truly understand seniors' needs."
Dorothy M.
Retired Educator, Atlanta
"Our endowment fund strategy has created a lasting legacy for our congregation. Heritage's stewardship expertise is unmatched."
Reverend J. Thompson
Pastor, Memphis
"Setting up retirement planning for our staff was seamless. Heritage walked us through every option with patience and genuine care."
Linda Hayes
Church Administrator, Dallas
"They found a Whole Life policy that fit our budget and built cash value. I finally feel like my family's future is secure."
The Johnson Family
Clients since 2020
"Heritage secured our business with guaranteed issue group plans. The process was easy and our employees feel genuinely valued."
Carlos Rivera
Business Owner, Houston
"Their team helped us set up a legacy giving program that will support our ministries for decades. Truly a faith-centered partner."
Deacon P. Mitchell
Church Treasurer, New Orleans
Ready to protect what matters most?
Get a free, personalized quote in minutes. Our Houston-based advisors will find the right coverage at the right price.
2018
Founded in Houston
All 50
States served
24/7
Availability
4.9
Average client rating